Pre-Arrangements

For the Sake of Your Loved Ones: Plan Ahead

The topic of death may not be very easy to deal with during life. And yet death is inevitable. For that reason, you should plan ahead to arrange your very last goodbye while you are still alive.  

In private consultation with us, you can decide what type and what scope of funeral service you wish to have. That way you can rest assured that your loved ones will not be unnecessarily burdened with these decisions at the time of their loss. You can also be confident that in the event of your death, everything will be taken care of in accordance with your wishes and you will be given a proper funeral befitting your personality. 

A preplanned funeral consultation with us involves: 

• Selecting the type of funeral  
• Planning the visitation
• Determining the flower arrangement
• Organizing obituaries and memorial card photos
• Naming the people to be contacted in the event of your death
• Selecting coffins or urns
• Arranging future grave maintenance
• Determining costs and payment
• Compiling documents and formalities, including the settlement of your estate
• Other individual wishes and needs

Divine Passage Funeral Home has an on-site Certified Preplanning Specialist to answer all of your questions about planning your funeral. Janice Gove has many years experience specifically preplanning funerals to cater to every families wishes for their loved ones funeral. She has a earned a WI Resident Intermediary License as well as a WI Burial Agreement License so families can have a choice of a different way of funding their funeral. Did you know, there are two different ways to fund your funeral: Bank Trust and Funeral Insurance? 

• Interest earned is taxable.
• IRS reporting with 1099 form. 
• No guarantees or minimum on interest rate earned (you must subtract tax paid on interest for true interest rate). 
• Limits-- $4500 toward funeral, any casket, any vault. Cash advance items may NOT be funded per MA/SSI requirements. 
• Remaining funds after funeral goes to Wisconsin Estate Recovery Program if on MA/SSI 
• Meets MA/SSI requirements.

• Death benefit increases are not taxable.
• No IRS reporting.
• Guaranteed set interest rate for growth.
• No Limits—Considered on EXEMPT ASSET. Cash advance items may be pre-funded as long as funds are designated for final expenses only.
• Remaining funds after funeral goes to the estate of the deceased.
• Meets MA/SSI requirements.

We would be glad to advise you - without obligations. It is important to us to provide you with binding promises for your security as you make your way down your last road. Call us at 1-920-748-3853 or send us an email.